Paying off debt and saving for retirement are both critically important goals. If you don’t pay off your debt, your financial life will eventually be ruined. Debts are particularly nasty because interest means the problem gets worse over time. Over time, debt can result in bankruptcy. On the other hand, failing to save for retirement […]

“If past history was all that is needed to play the game of money, the richest people would be librarians.“- Warren Buffet It’s a little-known fact that the American Stock Exchange came into existence way back in May 1782, a mere five years after the Constitution was ratified as the new nation’s framework. By the […]

What constitutes a timeless investing axiom? The dictionary describes something that’s “timeless” as not being affected by the passage of time or changes in fashion. ” Modern investment practices can be traced back to Greece around 2000 BC. Over the centuries, banking institutions grew exponentially by providing loans to merchants throughout the known world. The […]

It’s been a great run on Wall Street. It has been just since September that the stock market index soared from 2,700 to 35,000. This is an extraordinary accomplishment, especially given all the challenges put upon us since 2020. Now that the shell-shocked investors are told that the Delta version is a bigger threat to […]

Bear markets are normal but unpredictable. They happen during a time when stock prices are dropping by 20% or more from recent highs. Since 1928, investors have experienced 26 bear markets in the S&P 500 index. While a bear market is normally referred to as the performance of the S&P 500 which represents the whole […]

For too long now, the average serious investor has been excluded from the big tent. Up till now, the traditional noncredentialed investor was not permitted to enter the realm of private equity investing. But, thanks to the advent of crowdfunding, that paradigm is experiencing a transition. Private equity is a type of investment that exists […]